Mortgages Explained Atlanta, Georgia: Different Programs Mortgage insurance will be required for all FHA and USDA loans as well as conventional loans where the loan to value is greater than 80%. Mortgage insurance is not included in the payment quoted.Rates based on information gathered from OptimalBlue.Rates may be higher for loan amounts under $275,000.Annual Percentage Rate (APR) calculations assume a purchase transaction of a single-family, detached, owner-occupied primary residence a loan-to-value of 75% a minimum FICO score of 740 a Loan Term of 360 months and a loan amount of $300,000 for conforming loans.Rates shown assume a refinance transaction.Moreira Team | MortgageRight is an Equal Opportunity Lender.Mortgage insurance will be required for all FHA and USDA loans as well as conventional loans where the loan to value is greater than 80%. ![]()
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